Is this you?

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I want to retire in 10 years’ time. Can I afford to?


This is one of the most common queries we receive. The answer in many cases is yes, provided you are prepared to spend some time investing in your future.

Define your lifestyle

We spend a lot of time discussing the things you enjoy doing now and establishing what you want to do with the rest of your life.

The active years of your retirement may be when you spend more time with your family, or travelling the world or doing the things that you have always wanted to do but have not had the time.

In later years your lifestyle may be more sedentary but long term care costs may be an issue you need to consider.

Cost your lifestyle

How much is your future lifestyle likely to cost? We try and put a price tag on your future lifestyle and can factor in one offs such as paying for a wedding, having the holiday of a lifetime etc.

Armed with this information we then crunch the numbers.

Plan your lifestyle

By conducting some sophisticated financial cashflow modelling, we can help assess whether you are indeed able to retire in 10 years’ time. If you are we will let you know.

If you can’t we will also let you know but hopefully we will be in a position to make some recommendations to help you get there.

If you want to see your financial future now when you can do something about it, please get in touch. We would be delighted to have a chat.

Granite Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority | FCA No. 734432.
Registered in Scotland | Registered no. SC522812 | Registered address: Banchory Business Centre, Burn O’Bennie Road, Banchory, Aberdeenshire AB31 5ZU | Telephone: 01330 826544 | Email This email address is being protected from spambots. You need JavaScript enabled to view it.

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The general financial planning guidance provided in this website is based on our understanding of current law and HM Revenue & Customs practice, which are subject to change in the future. Whilst every effort is made to ensure the content of this website is correct, it does not constitute personal financial advice and Granite Financial Planning Ltd cannot accept any responsibility for it. There is a risk that investment returns may not achieve the desired result. Investments can go down as well as up. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at Cookies are used on this website to record visitor numbers for analytics purposes.