Granite FP

Granite Financial Planning was formed by its Managing Director, Paul Gibson, and his wife Nicola with the aim of offering a high quality, personal financial planning service. Together they employ the latest technology to offer a first class service to clients


Who are Granite?

We are a boutique financial planning firm who work with a limited number of clients. We aim to provide a highly personal service and treat you as an individual. You will have a continual relationship with your financial planner and we welcome working with your other professional partners when appropriate.

What makes you different?

Unlike many other advisers who still concentrate on product sales, we believe financial planning should come first as this is a vital process which helps determine how much investment risk is required (if any), whether you are on track to achieve your goals and importantly how much is enough.

Product advice may well follow but it is difficult to see how this can be done effectively without creating a financial plan first.

Are you well qualified?

Our Managing Director, Paul Gibson is a Chartered Financial Planner, Fellow of the Personal Finance Society, Chartered Wealth Manager and Certified Financial Planner™. This combination of qualifications and designations make him one of the most qualified advisers in the UK.

If your adviser is not Chartered or Certified, ask why not. Don’t your financial affairs deserve the best?

Are you independent?

We are fiercely independent and have no external shareholders or influence. We are answerable only to our clients. Many of the largest providers of financial advice in the UK are “restricted” which means they only offer a limited product range. We offer advice from the whole market place.

Sounds expensive

We don’t aim to be the cheapest in the market but aim to offer far greater value than many of the larger firms where clients are effectively paying for large bureaucratic administration systems, dividends to external shareholders and layers of management.

We typically save clients money on their current fees, reduce their investment risk, improve their investment returns or in many cases all three.

Have you won any awards?

Our Managing Director Paul Gibson was the 2015 and 2016 FT Money Management Financial Planner of the Year and has won numerous awards over recent years. Whilst technical knowledge is important the ability to apply this is equally important. Awards are an excellent third party endorsement of our work and capabilities.

What don’t you do?

We don’t predict the investment markets because all the evidence shows this is a futile pastime that wastes both time and money.

Likewise, we only operate in areas where we can offer real value and don’t dip into areas we are not experts in. If you require mortgage, general insurance or employee benefits advice we can introduce you to a firm who specialise in this area.

Granite Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority | FCA No. 734432.
Registered in Scotland | Registered no. SC522812 | Registered address: Banchory Business Centre, Burn O’Bennie Road, Banchory, Aberdeenshire AB31 5ZU | Telephone: 01330 826544 | Email This email address is being protected from spambots. You need JavaScript enabled to view it.

Connect with us:
Paul Gibson on Linkedin Paul Gibson on Twitter


The general financial planning guidance provided in this website is based on our understanding of current law and HM Revenue & Customs practice, which are subject to change in the future. Whilst every effort is made to ensure the content of this website is correct, it does not constitute personal financial advice and Granite Financial Planning Ltd cannot accept any responsibility for it. There is a risk that investment returns may not achieve the desired result. Investments can go down as well as up. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at Cookies are used on this website to record visitor numbers for analytics purposes.