Retirement means different things to different people
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To some it means spending more time with the family and grandchildren, to others it is all about travelling the world.
Others may get involved in charitable work or indeed continue to work but on their terms.
Whatever the situation retirement has become more complex than ever and it essential that proper advice is taken from a pension specialist.
Annual allowances, lifetime allowances, state pensions, final salary pension, SIPPS, SSAS’s, AVC’s, FSAVC’s. It seems the pension industry tries to make things as complicated as possible and with the Government constantly tinkering with matters planning in this area has become a minefield.
Whether it is building a pension fund for retirement or requiring advice on how to best take benefits or just a second opinion Granite Financial Planning can help.
Paul Gibson holds a number of pension qualifications and is a recognised Retirement Planning Specialist with the Personal Finance Society.
He was also awarded the FT Money Management Retirement Planner of the Year in 2012.
