Retirement Planning

Retirement means different things to different people

Retirement financial planning


To some it means spending more time with the family and grandchildren, to others it is all about travelling the world.

Others may get involved in charitable work or indeed continue to work but on their terms.

Whatever the situation retirement has become more complex than ever and it essential that proper advice is taken from a pension specialist.

Annual allowances, lifetime allowances, state pensions, final salary pension, SIPPS, SSAS’s, AVC’s, FSAVC’s. It seems the pension industry tries to make things as complicated as possible and with the Government constantly tinkering with matters planning in this area has become a minefield.

Whether it is building a pension fund for retirement or requiring advice on how to best take benefits or just a second opinion Granite Financial Planning can help.

Paul Gibson holds a number of pension qualifications and is a recognised Retirement Planning Specialist with the Personal Finance Society.

He was also awarded the FT Money Management Retirement Planner of the Year in 2012.

Granite Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority | FCA No. 734432.
Registered in Scotland | Registered no. SC522812 | Registered address: Banchory Business Centre, Burn O’Bennie Road, Banchory, Aberdeenshire AB31 5ZU | Telephone: 01330 826544 | Email This email address is being protected from spambots. You need JavaScript enabled to view it.

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The general financial planning guidance provided in this website is based on our understanding of current law and HM Revenue & Customs practice, which are subject to change in the future. Whilst every effort is made to ensure the content of this website is correct, it does not constitute personal financial advice and Granite Financial Planning Ltd cannot accept any responsibility for it. There is a risk that investment returns may not achieve the desired result. Investments can go down as well as up. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at Cookies are used on this website to record visitor numbers for analytics purposes.