Investment Planning

The word granite represents strength and durability and we believe your investment portfolio should be as equally resolute and stand the test of time

Investment planning


Too many investment strategies have been flavour of the month only to fail when markets move against them and their failings are laid bare to the world.

The technology bubble around the millennium, some absolute return funds which have proven to be absolute disasters, hedge funds that have been trimmed bare are all relatively recent examples of investments fads which have under-delivered.

But this isn’t new - The “Nifty Fifty” market of the late 1960s and early 70s saw many investors fall of the same cliff that Dutch tulip investors fell off in the 1630s.

Granite Financial Planning adopts an evidence based approach to investment management based on Modern Portfolio Theory and founded upon Nobel Prize-winning academic research.

We believe that investment portfolios should be broadly diversified and implemented as cost efficiently as possible. You should take the level of risk required to meet your goals and avoid market timing and investment fashion fads.

Our Statement of Investment Principles expands on our philosophy further and is available on this website or by request.

Granite Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority | FCA No. 734432.
Registered in Scotland | Registered no. SC522812 | Registered address: Banchory Business Centre, Burn O’Bennie Road, Banchory, Aberdeenshire AB31 5ZU | Telephone: 01330 826544 | Email This email address is being protected from spambots. You need JavaScript enabled to view it.

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The general financial planning guidance provided in this website is based on our understanding of current law and HM Revenue & Customs practice, which are subject to change in the future. Whilst every effort is made to ensure the content of this website is correct, it does not constitute personal financial advice and Granite Financial Planning Ltd cannot accept any responsibility for it. There is a risk that investment returns may not achieve the desired result. Investments can go down as well as up. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at Cookies are used on this website to record visitor numbers for analytics purposes.